Welcome to Back40 Financial

Trusted Financial Advisors

‭(727) 798-2121‬
info@back40financial.com
+1 987 654 3210
info@back40financial.com
7901 4th st N Suite 300, St Petersburg FL, 33702

Securing Your Legacy with Integrity and Purpose

At Back40 Financial, we empower you with personalized financial solutions that preserve wealth, ensure guaranteed income, and protect what matters most to you.

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Engineering Your Financial Success

Together, we design a personalized financial plan based on your goals, values, and needs.

Engineering Your Financial Success

Building Your Wealth, Brick by Brick

We work alongside you to build the plan, ensuring you understand each step of the process and are comfortable with the decisions being made.

Building Your Wealth, Brick by Brick

Protecting What Really Matters Most

Once the plan is in place, we implement the strategies to safeguard your assets and protect your legacy.

Protecting What Really Matters Most

An Approach to Wealth Management with Careful Consideration

Your Partner in Helping to Build a Secure Financial Future

Back40 Financial was founded by Dustan Robert Christensen, a financial advisor who values integrity, trust, and community. Raised on a Wisconsin farm, Dustan saw firsthand how a lack of legacy planning could create financial challenges. These experiences shaped his perspective and commitment to a more transparent and personalized approach to financial planning.

After working with larger firms that didn’t align with his values, Dustan established Back40 Financial to reflect the principles he grew up with. The name “Back40” represents the uncultivated land full of potential—just like the financial strategies thoughtfully designed to help clients navigate their future.

Our Mission

Protecting legacies, preserving wealth, and ensuring financial security with personalized solutions.

Our Values

By building lasting relationships based on mutual respect and reliability, we create a space where financial planning feels personal. Together, we work side by side to help shape a future that reflects our values of: 

Integrity

Trust

Community

“We help you by moving money from your left pocket to your right pocket to be more efficient with what you have.”
Our Services

Helping You Safeguard Wealth and Plan for Tomorrow

Our financial services include life insurance with living benefits, retirement income options, wealth preservation strategies, and legacy planning. Each offering is intended to help you address potential risks, plan for income needs, and consider how to pass assets to loved ones.

Life Insurance & Living Benefits

We help protect your family’s future through life insurance that includes living benefits such as critical, chronic, and terminal illness coverage.

Annuities & Guaranteed Income

We provide solutions to ensure you have guaranteed income throughout retirement, offering both security and peace of mind during any of life transitions.

Wealth
Preservation

We help mitigate risk through strategic wealth preservation plans, including annuities and market-based assets to outpace inflation and build your financial foundation.

Legacy
Protection

We help to ensure your assets reflect your values, leaving a legacy that not only supports your loved ones but also the causes that matter most to you.
Why Choose Back40 Financial?

Risk Mitigation with a Personalized Approach

Back40 Financial’s approach focuses on stability, growth, and minimizing risk. We understand that no two clients are alike, so we tailor every strategy to meet your unique needs. Our team combines financial expertise with a down-to-earth approach, ensuring you feel confident and supported throughout the process.

Unity

We believe in working together, side by side, with our clients to achieve their goals.

Humility

We believe in working together, side by side, with our clients to achieve their goals.

Honor

We honor your trust by providing the tools, resources, and guidance to help you build and protect your legacy.
Testimonials With Us

What Clients Say?

Customer stories and experiences that demonstrate the impact of Back40 Financial’s personalized service and risk-conscious approach.
testi-img1
Christine Rose
Director, Radical Orange Pty Ltd.
1000

Clients Helped

1000

Annuities Managed

1

Years Of Experience

Helping you cultivate a financial future that’s healthy, practical, and noble is at the heart of what we do.

From The Blog

Latest News & Articles

Check back often for financial insights and updates.
Screenshot 2025-05-20 at 8.06.16 PM
10 Jun 25
By Dustin 0 Comments 126 Views

What Farmers Know About Retirement That Wall Street Often Forgets

Our roots are in the soil, literally. Our founders grew up with boots in the field, hands in
Continue Reading

Our Address

7901 4th st N Suite 300
St Petersburg FL, 33702

Contact Us

info@back40financial.com
Call Us 24/7: (727) 798-2121‬

Working Hours

Mon - Fri: 8:00am - 6:00pm
Sat: 9.00am - 5:00pm Holidays: Closed
Let's Work Together

Contact Us Today!

We will be sure to reply to you within 24 hours via email. thank you for your interest.

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    7901 4th st N Suite 300
    St Petersburg FL, 33702
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